If you’ve recently been injured at work or in a car accident, one of the first questions that usually comes up is:
“How much is this going to cost me?”
And fair enough, most people assume physiotherapy means upfront payments, rebates, and a bit of confusion around what’s actually covered.
But in many cases, that’s not how it works at all.

The Biggest Misunderstanding About Physiotherapy Costs
A lot of people delay treatment because they think:
- they’ll need to pay upfront
- they’re not fully covered
- or they’ll deal with the injury later
This is one of the biggest mistakes we see.
If your injury is covered under WorkSafe, TAC or DVA, you may be eligible for physiotherapy with no out-of-pocket costs for approved claims.
That means:
- no upfront payment
- no chasing rebates
- no confusion around billing
Everything is handled directly through the appropriate scheme.

So… Am I Actually Covered?
This is where most people get stuck.
In general, you may be eligible if:
- your injury happened at work (WorkSafe)
- you were involved in a motor vehicle accident (TAC)
- you are an eligible veteran (DVA)
The key factor is whether your claim has been approved and you have the relevant details (claim number, referral if required, etc).
If that’s in place, starting WorkSafe, TAC & DVA physiotherapy is usually straightforward.

Why Starting Early Matters More Than You Think
Another common mistake is waiting.
People often think:
“I’ll see how it settles first.”
The problem is, injuries don’t always resolve on their own, especially when:
- movement patterns have changed
- muscles have tightened or weakened
- pain is altering how you load your body
Starting physiotherapy early can:
- reduce pain faster
- restore normal movement
- prevent long-term issues
Not All Physiotherapy Is the Same
Here’s something most people don’t realise until they’ve experienced both.
Some clinics:
- spend most of the session talking
- provide very general exercises
- offer minimal hands-on treatment
Others focus on:
- targeted, hands-on treatment
- clear outcomes from day one
- progressing your recovery properly
That difference matters, especially when you’re trying to get back to work or normal life.

Common Situations We See
We regularly see patients who:
- hurt their back lifting something at work
- developed neck pain after a car accident
- are dealing with ongoing stiffness that hasn’t improved
- weren’t sure they were even covered for treatment
In many of these cases, they could have started physiotherapy earlier, but didn’t realise what was available to them.

What You Actually Need to Get Started
If you’re thinking about starting physiotherapy under WorkSafe, TAC or DVA, you’ll generally need:
- your claim number
- date of injury
- case manager details
- GP referral (in some cases)
Once that’s sorted, the process is usually simple.
Where to Go From Here
If you’re unsure whether you’re covered, or you’ve been putting off treatment because of cost concerns, it’s worth getting clarity sooner rather than later.
You can learn more about how it works here:
👉 WorkSafe, TAC & DVA Physiotherapy Preston
Or if you’re ready to get started, you can book directly with our team.
Final Thought
Most people don’t delay treatment because they want to, they delay it because they’re unsure.
Once you understand what’s actually covered and how the process works, getting started becomes a lot easier.
And in most cases, earlier treatment leads to a smoother recovery.
Give Specific Physiotherapy Preston a call today on (03) 9579 5919 or drop in at 149 Plenty Road Preston to learn more.